How to add payment methods

When using a credit card to pay suppliers the following convenience fees apply. To avoid fees, add a bank account to Lumi. Note that convenience fees only apply to invoices from suppliers, your Lumi subscription has no credit card fee.

Payment method
Credit card (domestic)	2.9% + $0.30
Credit card (international)	3.9% + $0.30
Credit card (international with currency conversion to USD)	4.9% + $0.30
ACH bank transfer	Free

1. When logged into Lumi, click on your avatar in the top right, then click Settings.
2. Go to the Billing tab.
3. Press the Add card button, then follow the instructions.

1. When logged into Lumi, click on your avatar in the top right, then click Settings.
2. Go to the Billing tab.
3. Press the Add bank account button, then follow the instructions.

There are two secure options for connecting your bank account to Lumi:

• Instant verification : Most banks are supported. You just enter your login credentials, and you're verified in 10 seconds. This process is secured by Plaid.
• Manual verification: All banks are supported. This method takes 1-2 business days. Two small deposits will be made to your bank account. When you receive the deposits, return to your Payment Methods settings to finalize the verification process.

Once your bank account is verified, you will have the option to pay invoices via ACH (bank-to-bank) transfer. Your bank account information is not stored on Lumi servers, it is securely encrypted and stored by our payment provider Stripe.